December 26, 2007

Finding a Mentor in the 21st Century

Filed under: Hall Of Self Improvement @ 7:05 pm

Traditionally, mentors volunteer the wisdom of their experiences to help others who wanted to follow in their footsteps. These days, many people have learned to appreciate the value of a good mentor.

Therefore, we see messages on discussion boards asking, “Would someone be
willing to mentor me?” Total strangers call, asking, “Will you be my mentor?”

You may get lucky. You begin a series of one-to-one conversations with someone
you respect. Soon, the relationship has evolved into full-scale, helpful mentoring,
with no effort on your part and no fees to pay.

However, you may find yourself paying in other ways. Mentors sometimes seek
rewards not from money but from the satisfaction of seeing their protegés
(”mentees”) flourish.

They may become frustrated because, “You’re moving too slowly!” or, “You’re not
following my suggestions!” And they may be reluctant to see you fly off on your
own.

Regardless, just because someone’s been successful doesn’t mean she’s the right
mentor for you. Many resources are better at teaching than doing and vice versa.
Some of the most successful professionals cannot articulate why they achieved so
much and the path they followed may be closed to you.

Before you begin your search, ask, “What do I want from a mentor? Information?
Moral support? Ongoing encouragement? And can I obtain these benefits by paying
a coach or consultant? If I stumble across a mentor, will she be able to provide these
benefits in a helpful way?”

And are you prepared to be a good mentee? Will you listen carefully, act on advice
(or be prepared to explain why you won’t), and express appreciation to your
mentor? Will you avoid making unreasonable demands?

These days, mentoring tends to come with a price tag, and the service may be
labeled “consulting,” “coaching,” or even “counseling.” For example:

“Mervin” wanted to open a retail toy store. “Gwen” had found success with a
similar store in a nearby town that resembled his own. Mervin offered to pay Gwen a
thousand dollars to learn the business. Gwen accepted. Mervin now has his own
successful store and he remains friends with Gwen.

“Hilary” wanted to set up a life coaching business. She found experts who would
not be competitors and paid them for mentoring. There was a fine line, she says,
between coaching and mentoring, and she paid the equivalent of coaching fees.

“Reginald” found a mentoring service that charged a monthly $200 fee, giving
him access to experts who normally charged $500-$1000 per session.

These stories exemplify the New Mentoring, usually more effective than asking for
help from strangers. A proactive approach allows you to identify the service you
need, assess the would-be mentor’s ability to deliver that service, begin and end
when you choose, and avoid hidden costs. Focus on the benefits you receive,
regardless of the label, and these days, be prepared to pay the going rate.

About The Author

Cathy Goodwin, Ph.D., is an author, speaker and career/business consultant. How to
hire a mentor who will lead you to success (not lose you in the jungle)
http://www.cathygoodwin.com/mentorbook.html

“7 best-kept secrets of client-attracting websites”
http://www.makewritingpay.com/subscribe.html

Contact: cathy@cathygoodwin.com
206-819-00989

A Few Words About Instant Cash Advance Rates

Filed under: School of Loans @ 5:54 pm

Find more information about the no credit check payday advance here. One of the frequently presented accusations by vilifiers of the payday fast cash advance business spotlights the lending rate regularly exacted for a short term payday bridging loan which may easily amount to a huge sum.

As most people know, the Annual Percentage Rate (APR) can be defined as a simple measure nailing down the amount of interest a customer will have to pay for one full year. The Annual Percentage Rate (”APR”) lends us a viable support structure to determine beyond doubt which solution calls for a higher or lower costs to the applicant, embracing collateral fees that will be saddled on.Obviously the APR is acknowledged to be a highly commodious blueprint for financing bridging at least 12 full months .Per contra, re short-term payday advances APRs are incontrovertibly helpful.

Alternately, why not liken a payday cash advance to deciding on a taxi to get home from the railway station. You’ll probably have to pay $40 to get home in this manner. Certainly forty dollars is anythin but a trivial sum to have to pay for getting home however people do it all the time because it is a sensible thing to do and covers a demand. Now you and I know that we could rent a car for the whole day for forty dollars including an unlimited number of miles.

Now let’s say we do just that- to wit, hire this car and drive it for 400 miles during this day we’ve rented it. Now the supporters of APR will probably insist that you ought to annualize this quote to attain to a valid comparison! Alright, so let us take the fee the taxi rider is charging us ($2 per mile multiplied with 400 miles) which leave us with 800 bucks. The “annualized” equal of the rental car approach as opposed to the taxi ride equates to $40 : $800. Now, there’s little doubt that car hiring of ours would certainly not have constituted our best option, in spite of how much more expensive the APR would have been in this particular case.

It’s exactly the same with short term payday advance loans. Because after all payday advance loans are restricted to two weeks only, they’re not annual loans. The extravagant “APR” are nothing you want to rely upon considering that this specific breed of loan doesn’t last for a full year. The absolute borrowing fee amounts to about fifteen to twentyfive percent for the entire loan.

Life Insurance Settlements

Filed under: Credit + Ratings @ 4:21 am

Before discussing the benefits of life insurance payments, it is important to get a clear idea as to what life insurance settlements really are. Simply put, a life insurance settlement is the cash which is given to a policy holder in exchange of the ownership of the policy. One thing to be kept in mind in this regard is that the life insurance policy holder should not be terminally ill.

Life insurance settlements, also known as senior settlements, are contracts wherein the policy holder decides to sell his assets for a fraction of the face value of the policy. The investor, or the person who buys the policy, then pays the rest of the premiums over the period and gets the death benefit when the insured person dies. The original owner benefits by getting cash payment for the asset he has sold off.

The question is how this benefits the original policy holder. The foremost way is that life follows no set rules and, for example, circumstances change for the better and you now feel saddled with the burden of an unnecessary policy. Then the best option for you is to sell it out. This way you will be able to turn your untouchable asset into liquid cash. The advantage of this is obvious because you will have the money to invest it into something, which is financially more viable like investing in annuities or buying real estate. As said before, circumstances change and there may come a time when you are in desperate need of cash and you find that your life insurance policy is a burden some liability.

So, a life insurance settlement provides the perfect answer to converting a liability into an asset. Added to the benefit of getting liquid cash for your needs are the advantages of eliminating future life insurance premiums, and your ability to maintain your lifestyle despite changes in your finances or health for that matter.

Settlements provides detailed information about settlements, debt settlements, injury settlements and more. Settlements is affiliated with Personal Injury Settlements.

Digital Photo Processing Online - How Easy Is It?

Filed under: Photography Hall @ 1:43 am

For Pick-up or Mail-order

As the online digital photo revolution evolves we see changes happening so rapidly that it is hard to keep up. We now have the option of uploading our pictures to a professional photo developer who can print crystal clear digital photos. Locations are popping up everywhere that will do this photo printing and are in your area. They are sometimes difficult to find and are sometimes where you would least expect them.

The days of printing from home are over

We have all been disappointed with our personal photo printers and have long since given up printing them ourselves. We have waited for a long time just looking at our photos on computer screens, palm pilots and cell phones. Now with faster internet connections sweeping the country it is easy and fast to upload our photos to a professional developer for processing and printing that is of very high quality.

Easy uploading

By putting your photos on your computer the usual way, with a USB cable or plugging your memory card directly to your computer, you can have your photos ready for uploading. Uploading is simple. from the website where you are doing the uploading you simply browse to the files where all of your photos are saved and select them one by one or as a group depending on the site that will print your photos.

Pick-up at the location is available everywhere

Picking your photos up at the location is available everywhere. The beauty of this is that 1 hour developing has now paved the way for people to want their photos quickly. With many photo processors digital photos can be available for pick-up in less than 1 hour.

If you don’t want to leave the house mail delivery is easy and reliable

For those of you who are pressed for time running to the location to get photos is not an option no matter how fast they are printed and made ready for you. Prints can be mailed to you in a timely manner and is often FREE. This is a great option and the cost is even better. It is like printing your pictures to your mailbox.

Digital Photo Printing
Utah Wedding Photographer
Online Photo Mugs